INSURANCE OFFERINGS AVAILABLE TO WIRED SUSSEX MEMBERS

We have teamed up with Sutton Winson to provide member companies with a tailored insurance portfolio of relevant products at competitive prices. Below you will find some insurance solutions available for a company with up to a £250,000 turnover, with an indication of the annual cost (subject to individual company requirements and information).

The insurers quoted are specialists in their won fields so not only are the costs competitive but the product and expertise is of the highest quality.

Request a quote M

Office Package - Hiscox Insurance

The Wired Sussex discounted Insurance scheme has the flexibility to enable you to add extra cover, for example, for Internet and Email risk, your property or your liabilities as an employer, director and supplier (through professional indemnity).

Premiums are easy to pay by interest-free direct debits, so whether you need Property insurance, Computer Insurance or Loss of Income insurance cover we can definitely help. If you are employing people we can provide cover for Employers' Liability, Public and Products Liability and Professional Indemnity, ensuring your company is compliant and always correctly covered.

Description	Cover up to
Public liability limit;	£2,000,000
Employers' liability	£10,000,000
Portable Equipment (Worldwide)	£2,500
Additional Expenditure	£10,000
General office contents	£20,000
Computer equipment	£10,000
Loss of revenue	£100,000

Guide premium ONLY £35 (including 5% IPT) per month - interest free!

Professional Indemnity cover may be included for £65 per month with a £250,000 limit of indemnity.

Internet and Email cover may be included for £6.56 per month with a £250,000 limit of indemnity (subject to Professional Indemnity insurance being taken up).

Directors' and Officers' Liability - Markel Insurance

This type of insurance is becoming increasingly more common where losses arise from claims brought against Directors' and Officers' for "wrongful acts" committed in the performance of their duties to ensure that their personal wealth is protected.

Limit of Liability

£250,000 any one claims and in any one period of insurance

Guide Premium ONLY £500

Personal Accident - AIG Europe Insurance

Provides a lump sum payment to the Company (a benefit limit) in the event of an accident to employees. The benefit is paid to the Company who can either:

• Continue to pay their employees on ful pay during absence
• Use the benefit to employee temporary staff during absence
• Put toward the cost of employing replacement emloyees

Summary of Cover (based on a maximum individual annual salary of £22,000)

Death	1 x Annual Salary
Loss of one eye or one limb	1 x Annual Salary
Loss of both eyes or two or more limbs	1 x Annual Salary
Loss of speech	1 x Annual Salary
Loss of hearing in both ears	1 x Annual Salary
Loss of hearing in one ear	25% of Annual Salary
Permanent Total Disablement	1 x Annual Salary
Temporary Total Disablement	75% of gross weekly wage
(Deferment Period 1 week	Benefit Period 104 weeks)
Temporary Partial Disablement	40 of gross weekly wage
(Deferment Period 1 week	Benefit Period 104 weeks)
Medical Expenses	up to a maximum of £10,000

Guide Premium ONLY £250 Without your employees your business won't run!

In Summary - Request a quote M

You could insure all the major risks to which your business is exposed for an annual premium of just £1,900 - that's just £158 per month for sleep-ability!